Professional Grade AI for Profitable Underwriting

Kalepa instantly analyzes submissions and surfaces the critical risk insights you need to underwrite faster and select the most profitable risks - across every line of business.

Trusted by top-tier insurers

14
Red Flag
Director involved in a current ligation case
Layoffs detected
Incumbent carrier non-renewing or canceling
83
Preferred
Target class
MVR - clean driver history
No auto losses detected in loss runs
59
Yellow Flag
Building permits indicate recent major remodels
Fire hydrant <200 ft away
>30% of schedule not  sprinklered
Risk is getting more complex. Underwriting needs to keep up.
More submissions. More data. Bigger losses. Faster decisions required.
Make better decisions, faster with Kalepa. Instantly analyze submissions, surface critical insights, and pinpoint the most profitable opportunities with the precision modern risk demands.

WHAT KALEPA DELIVERS

End-to-end underwriting intelligence from submission to portfolio management.

  • 1
    Submission Ingestion

    Automatically classify submissions and extract data from across hundreds of document types - from standard ACORDs and SOVs to complex loss runs and supplemental applications.

  • 2
    Clearance

    Detect conflicts, verify completeness, conduct sanctions screening, confirm appointed producers, and route submissions in streamlined or automated workflows.

  • 3
    Triage

    Automatically prioritize submissions most likely to bind, align them to appetite and guidelines, and focus on the most profitable business.

  • 4
    Risk Analysis

    A single pane of glass for underwriting - analyze exposures, controls, terms, and communications in one view, automatically focusing on the risk factors that matter most.

  • 5
    Rating

    Incorporate pricing models from Excel, external raters, or internal systems; auto-populate rating criteria and compare pricing scenarios.

  • 6
    Quote & Bind

    Manage forms and generate decision-ready quote and binder documents without friction.

  • 7
    Portfolio Management

    Connect account-level and portfolio-level underwriting in real time to continuously drive toward the optimal book of business.

WHAT KALEPA DELIVERS

AI that delivers precision, explainability, and reliability - even on the most complex risks.

Kalepa ingests and enriches submissions with third-party data and public domain insights at unparalleled speed - delivering the data-driven precision required to evaluate risks accurately, every time.

Submissions

20 results

Keystone National Partners

Preferred

Highmark LLC

Preferred

Signal Enterprises Inc

Refer

Covalence Management

Decline

1 Speed, precision, and discipline on every submission

Kalepa delivers a single, decision-ready view of every risk - exposures, loss runs, third-party data, appetite fit, and referral guidance in one place - surfacing what’s missing and what matters, so underwriters can quote with confidence.

2 A single workspace for every underwriting decision

Get live visibility into portfolio performance and composition. Set targets, define guardrails, adjust appetite in realtime, and receive automated recommendations on product, rate, and appetite opportunities - all grounded in empirical data.

3 Real-time portfolio steering

OUR CUSTOMERS

Trusted by leading insurers
to deliver real impact

Outstanding underwriting is the foundation of Berkley, and Kalepa’s advanced platform brings next-generation technology to drive lasting performance and value.

Dan Smyrl
President, Admiral Insurance

Our partnership with Kalepa allows us to harness their groundbreaking technology to drive unparalleled excellence and efficiency across lines of business.

Ron Ganiats
CEO, Paragon Insurance Holdings

Deploying Kalepa supports our action and service orientation with underwriting insights, efficiency in operations, and quicker decisions, which allows us to enhance our broker experience, while optimizing growth and profitability.

Sabrina Hart
CEO, Munich Re Speciality NA

After a rigorous evaluation of market alternatives, Kalepa emerged as the only vendor we trusted to power underwriting excellence and measurable impact across our product lines.

Adam Finkle
COO, Canopius US

WHAT SETS US APART

Professional Grade AI. Purpose-built for insurance.

AI THAT WORKS

Proven performance for the most complex risks. Trusted by top-tier carriers, MGAs, and reinsurers to deliver measurable, meaningful results where it matters most - in production.

LIVE IN WEEKS, NOT YEARS

Kalepa's modular platform works out of the box, integrates seamlessly with existing core systems, and adapts to your workflows - so you see results fast.

AI BUILT FOR TRUST

Trust requires transparency and accuracy. Kalepa's proprietary AI Ensemble Engine chooses the right model or method in real time, knows when to automate versus amplify underwriter judgment, and delivers verifiable results - backed by enterprise security and compliance.

PROOF IN NUMBERS

From startup MGAs to top carriers, the results speak for themselves

960BP

combined ratio
improvement

960
31%

more premium per underwriter

31
58%

reduction in quote time

58

See how Kalepa helps insurers improve speed, consistency, and portfolio performance.

Trusted by top-tier INSURERS. Proven in production.
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