Kalepa For CUOs

Drive portfolio profitability through disciplined execution

Kalepa gives CUOs real-time control over risk selection, appetite execution, and portfolio performance - translating underwriting strategy into consistent, defensible results across teams, lines, and markets.

BOOK YOUR DEMO

Trusted by top-tier INSURERS

WHY CUOs WORK WITH KALEPA

CUOs are accountable for portfolio performance, but execution is distributed - across hundreds of daily decisions, multiple teams, and shifting market conditions. That makes it difficult to enforce consistent appetite execution, detect drift early, and demonstrate controlled underwriting to boards and reinsurers.

Kalepa closes the gap between strategy and execution by providing real-time portfolio visibility, consistent enforcement of underwriting intent, and measurable improvement in loss and combined ratios - supported by the reporting and auditability senior stakeholders expect.

HOW KALEPA HELPS

Kalepa gives CUOs a portfolio control layer that sits across underwriting operations - to ensure every decision moves the book toward the desired outcome

Real-time portfolio control

Kalepa provides continuous visibility into how decisions are shaping the book. Appetite compliance, mix shifts, emerging concentrations, and performance signals are tracked as they develop - turning portfolio strategy into proactive control instead of reactive guardrails.

Result

Steer toward profitability proactively instead of explaining variance reactively.

Profit-first submission prioritization

Not all submissions deserve equal attention. Kalepa automatically prioritizes inbound opportunities based on predicted bind likelihood, profitability, appetite fit, and portfolio impact - so capacity is focused on the business that improves the book.

Result

Increase GWP per underwriter by 30% while improving loss ratios.

Avoid bad risk with evidence-linked analysis

Kalepa provides a single pane of glass that unifies submission materials, internal data, and third-party intelligence into a decision-ready risk view. Loss-driving signals, control gaps, inconsistencies, adverse media, and regulatory issues are surfaced early with source-linked traceability.

Result

Loss ratio reduction: 450+ basis points

Deploy Professional Grade AI in weeks, not years

Kalepa works out of the box, integrates via API with existing systems, and scales across lines without lengthy custom development. Reliability and trust are supported through traceable inputs, documented rationale, and audit-ready reporting aligned to senior stakeholder expectations.

Result

Fast ROI with CUO-level impact in weeks, with defensible governance and minimal operational disruption.

PROOF

The numbers CUOs take to the board

960+

basis points

combined ratio improvement

960

95%

appetite compliance

30%

GWP per underwriter increase

95%

appetite compliance

30%

GWP per underwriter increase

450+

basis points

loss ratio reduction

450

40%

quote cycle time reduction

450+

basis points

loss ratio reduction

450

What a platform like Kalepa does is allow us to have a consistent underwriting approach to build into the platform. These guidelines, appetites. So then we steer the portfolio in a direction that we want to steer it, but also in a direction that our reinsurers appreciate.

Jeff Kuklinski

Chief Underwriting Officer for Casualty, Bowhead Specialty

See how CUOs at leading insurers achieve measurable underwriting performance with Kalepa.

Book Your Demo

Case studies

Kalepa is trusted by top-tier insurers to deliver measurable underwriting impact in production

Discover More

How Hinterland Accelerated Underwriting Speed, Accuracy and Growth with Kalepa

Driving Profitable Growth: Bowhead Specialty’s Results with Kalepa

Doubling Policy Count: Paragon Insurance’s Underwriting Success with Kalepa

See how Kalepa helps insurers improve speed, consistency, and portfolio performance.

BOOK YOUR DEMO

Trusted by top-tier INSURERS. Proven in production.